Used 2020 Kia Optima EX

$18,995.00 x 72 months @ 7.99% APR with $0.00 down payment (estimated financing rate, cost of borrowing $4,929.82). Plus taxes and licence.

8.99% APR purchase financing for up to 72 months on approved credit. Selling Price of $17,899.00 with a $0.00 down payment, financed at 8.99% APR for 72 months with a cost of borrowing of $5,274.35 and a total obligation of $23,173.35. Total obligation represents the Manufacturer’s Suggested Retail Price ("MSRP") plus freight, any applicable dealer administration fees of up to $700, federal A/C surcharge, applicable green levies, Luxury Tax surcharges (if applicable), Lien registration fee (up to $219, including registering agent fee, where applicable) and all other fees, levies, and duties (all of which may vary by region and retailer), minus any current Manufacturer Discounts, which allow the dealer to sell for less. License, registration, insurance, specific duty on new tires (up to $15, in Quebec only), and applicable taxes are extra and will be due at signing. Your dealer may charge a Luxury Tax surcharge on vehicles priced over $100,000 under the Government of Canada’s Select Luxury Items Tax Act. The actual value of the Luxury Tax surcharge will be calculated based on the vehicle’s final negotiated selling price (before applicable taxes), and will represent the lesser of: (i) 10% of the vehicle’s selling price; or (ii) 20% of the final negotiated selling price that exceeds the $100,000 threshold. Please see your dealer or visit the Government of Canada’s website for further details. Offer may be modified or terminated without notice. A deposit may be required. Dealer trade may be necessary (where applicable), but may not be available in all cases. Dealers may sell for less. See dealer for complete details. Learn more from your dealer or by visiting Build & Price. Financing details are representative of what you may have to pay. See your retailer for complete details. Offers are subject to change without notice.
Offer Expires --.